How I Earn Money with TopCashback – Easy UK Cashback for Everyday Shopping
- Author
- May 18
- 4 min read
Updated: Jun 24
💷 What is TopCashback UK?
If you’re anything like me, you’re always on the lookout for ways to make your money stretch further — especially with rising living costs. One of my favourite ways to do that is with cashback websites, and TopCashback UK is easily one of the best.
TopCashback is a free cashback site that gives you money back when you shop online (and even sometimes in-store). It partners with over 5,000 brands — from supermarkets and travel companies to tech, fashion, insurance and more.
If you’re buying something anyway, why not get paid a little something back for it?
🛍 How Does TopCashback Work?
It’s honestly really simple — here’s how it works:
Create a free TopCashback account
Search for the retailer you want to shop with (e.g. ASDA, Boots, Argos)
Click the link to that retailer via TopCashback
Shop as normal on their site
Your cashback gets tracked and added to your TopCashback account
Once your purchase is confirmed, your cashback will be “confirmed” too — and you can withdraw it to your bank, PayPal, or even convert it to gift cards for a bonus.
There’s no catch. It’s completely free to use and works in the background while you shop like normal.
🌟 My Personal Experience with TopCashback
I’ve used TopCashback for:
Grocery shopping
Buying birthday and Christmas presents
Renewing car insurance
Ordering takeaways
Booking hotels or travel
My biggest cashback was from switching broadband providers — I got £65 cashback for something I was going to do anyway. It’s such a good feeling seeing that amount pop up!
Even when it’s smaller, like £1.50 for a Boots order or £5 from JustEat, it all adds up.
🔄 Quidco vs. TopCashback – Which Do I Use?
You might’ve seen my post about Quidco. I actually use both cashback sites — because sometimes TopCashback offers a better rate, and sometimes Quidco does.
Before I buy anything online, I check them both. It only takes 10 seconds and could mean the difference between earning 20p or £10 back!
So yes — if you’re serious about saving money, I highly recommend having both and comparing before you buy.
🧠 Tips to Get the Most from TopCashback
Here are a few little tricks I use to make sure I never miss out:
📌 Use the TopCashback browser extension – It pops up automatically when you visit a supported site and reminds you to activate cashback.
⭐ Check for promo codes – Some retailers offer extra cashback if you use their code.
📲 Use the TopCashback app – Handy if you’re shopping from your phone.
🗓 Be patient with payouts – Some cashback appears quickly, but bigger things like insurance or travel might take 6–12 weeks to confirm. It’s worth the wait though!
🛒 How to Get Started with TopCashback (No Fuss)
If you’re new to cashback sites, TopCashback makes it super easy to get started.
All you need to do is:
Head to topcashback.co.uk
Create a free account with your email and password
Search for your favourite shop (from ASDA to JustEat and everything in between)
Click through, shop as usual, and let TopCashback do the rest
You don’t need to install anything fancy (unless you want to try the browser extension or app).
Even if you just use it occasionally for big purchases like car insurance or travel, it can be totally worth it.
🏪 Does TopCashback Work In-Store Too?
Yes! While it’s mostly known for online shopping, TopCashback also offers in-store cashback at selected retailers. You just need to link your payment card to your account and activate the in-store offer. Then shop as usual and your cashback will be added automatically.
This is handy for people who still prefer shopping in person, especially for clothes or tech where you might want to see the item first.
💰 How Much Can You Earn with TopCashback?
This depends on what you’re buying. Cashback amounts can range from a few pence to £50+ depending on the retailer and category.
Some examples:
ASDA grocery order: 50p–£2
Car insurance: £30–£50
Broadband switch: £40–£70
JustEat/Deliveroo: £1–£2
Hotels: 5–10% cashback
Even if you’re only earning a few pounds here and there, over the year that can really add up to something useful — especially around Christmas or birthdays.
💡 Who is TopCashback Good For?
TopCashback is perfect for:
Families doing regular online food shops
Parents buying clothes, toys or gifts
Anyone switching insurance, broadband or utilities
Shoppers who love Amazon, eBay, ASOS, Deliveroo, JustEat, Currys etc.
People looking to make money from things they already do
Whether you’re buying weekly essentials or big one-offs, there’s almost always a way to earn cashback.
🔍 Common Questions About TopCashback
Is TopCashback legit?
Yes! It’s one of the UK’s biggest and most trusted cashback websites, used by millions.
Do I have to pay anything?
No — TopCashback is totally free to use. There is a Plus membership option with extra perks, but I’ve always used the free version and it works great.
How do I get paid?
You can withdraw your cashback to your bank, PayPal, or choose gift cards for extra bonuses (like 3-5% more!).
What happens if cashback doesn’t track?
You can raise a claim through their system — I’ve done this once and they sorted it quickly.
🧡 Final Thoughts
If you’re looking to earn money while you shop online, TopCashback is one of the easiest ways to do it. It takes seconds to check and could reward you with real cash — just for doing what you were going to do anyway.
I always say: why pay full price when you can get a bit back?
So whether it’s a £1 Boots order or a £50 insurance bonus, it’s money in your pocket — and that’s always a win.
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